When you schedule your initial consultation with Faber Inc., you will meet personally with one of our federally licensed Trustees in Bankruptcy. During the initial consultation, which lasts approximately 90 minutes, the Trustee will review your financial information and perform an assessment of your unique financial situation. The Trustee will analyze with you in detail the different debt restructuring plans available to you and provide a comprehensive explanation of the different debt restructuring plans in a straightforward and understandable manner without the use of confusing legal terms and jargon. We will answer all of your questions and address any of your concerns.
Following the initial consultation, you will have the knowledge to make an informed decision regarding the debt restructuring plan most appropriate for your needs and whether Faber Inc. may be of further assistance to you in the delivery of your preferred debt restructuring plan.
If you choose to proceed with a debt restructuring plan through Faber Inc., we will prepare all of the necessary documents. You will have a second meeting with your Trustee where the Trustee will review and explain in detail all of the documents applicable to your individual restructuring plan.
Once you have signed all of the documents for your debt restructuring plan, Faber Inc. will electronically file the documents with the Office of the Superintendent of Bankruptcy (“OSB”). At this point, you will receive immediate protection against any further collection action by your unsecured creditors.
Faber Inc. will provide notice and of your debt restructuring plan to all of your creditors. Your unsecured creditors will be prohibited from contacting you or communicating with you in any manner and must communicate with Faber Inc.
If any legal action has been commenced against you by your unsecured creditors in an attempt to garnishee your wages, seize your bank account or seize your personal property, Faber Inc. will intervene to immediately terminate such legal action.