Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177






Our Process

You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

Our process ends when your brighter days begin.

Payment Calculator

Easily Compare Payment Plans

The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

Enter values to review different payment plans.

  • Mandatory fields outlined in red.
  • Mouseover the “?” icon for descriptions.

This calculator uses the following interest rates:

  • Regular repayment: 17%
  • Consolidation Loan: 12%
  • Orderly payments: 5%
  • Consumer proposal: 0%
  • Bankruptcy: 0%
Total Regular Payments:

Fill in form fields to see repayment options.

Consolidation Loan:

Fill in form fields to see repayment options.

Orderly Payment of Debt:

Fill in form fields to see repayment options.

Consumer Proposal:

Fill in form fields to see repayment options.

Bankruptcy:

Fill in form fields to see repayment options.

Ask an Expert

When Faber invites you to ask an expert, we’re talking about our Licensed Insolvency Trustees (LITs). LITs are qualified, federally regulated experts who are held to a high standard of professional conduct and code of ethics when providing services and performing their duties.

LITs are the only professionals authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies.

When you seek advice from an LIT, whether in our offices or online, you can be confident that you are dealing with someone who has the knowledge, experience and skills to be granted a license from the Office of the Superintendent of Bankruptcy.

Any questions?

Testimonials

Thank you all for making a not so happy time a positive learning experience. We have come a long way.

Kelvin & Deb J.

At Faber, we have been privileged to have helped many individuals and companies during their times of financial crisis. Please have a look at what our previous clients have to say about us.

Thank you for your time.

Alvin P.

Thank you for making a hard time easier.

Alvin P.

Thanks for all your help the last few months. I am sure that listening to all my complaints was more than you bargained for. Now for the discharge!! Thank you.

Cathy

Thank you so much for all your help through my bankruptcy. You have gone above and beyond and really gone to bat for me when others may not have. I appreciate your patience, kindness and understanding of my situation. I will indeed send people your way who may need your unique services. Take care and God Bless.

Derrick C.

Thank you so much for all you do at Faber. You have been very helpful and unbelievably patient with my calls over the past year. Thanks for staying on top of things and for being so understanding. Take care and God Bless.

Derrick C.

Thanks for the friendly, courteous service and atmosphere you provide. It was appreciated.

Thanks again.

Gary

I appreciated your approach Pat. You always made me feel I was a valued client and that the messages I left would be passed on and my concerns heard. This was something that was important to me in this difficult time. Thank you.

Janet P.

Thank you for your kindness and caring during the many phone calls over the past nine months. You really are wonderful at your job.

Janice T.

Thanks you for your kindness and support. You made this a very easy process. Smiles.

Karen B.

Thanks for making me feel so comfortable.

Karen B.

Thank you all for making a not so happy time a positive learning experience. We have come a long way.

Special thanks to Pat, thank you for all your time with me on the phone, to answering all my questions, being so kind and understanding. Dan you should be proud to have such a wonderful employee!

Special thank you to Dan who came in on your Saturday’s to meet with Kelvin & I. Your personal touch is most comforting, to your kind words, wonderful advice and sharing personal experiences with us. You are truly a very caring man.

We are truly grateful for having the opportunity to working with such a wonderful group of people!

Thank you all again for everything.

Kelvin & Deb J.

Thank you very much for all your help and giving us pointers.

Marguerite and Jeff

I wanted to thank you again, for your kindness and your belief in me. It meant the world to me. Thank you so much. You are one kind soul.

Always,

Nancy

Thank you for everything. You’ve made my life a lot brighter.

Nancy H.

When I first came into the office after 2 attempts – there you were smiling and calming. You made me feel like I wasn’t a total loser. Thanks.

Pat M.

Thanks for your help and in making a very uncomfortable situation comfortable!

Thanks.

Reg A.

I just wanted to say thank you for everything you have done for me. You have helped me through a very difficult time in my life. For that I will be forever grateful. Thank you.

Rose

I wish to thank you for your understanding through my ordeal. For the compassion and thoughtfulness of what I was going through.

Sonia B.

Thanks so much for being so helpful. It was such a pleasure having you on the other end of the telephone. Thanks again.

Donna T.

This is my way of saying thank you so very much for your help with my bankruptcy. It was and will always be well appreciated from the bottom of my heart and if I know of anyone needing help with their bankruptcy as well I will be highly recommending you and Faber. Once again, thank you very much.

Wesley

Our Process

You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

Our process ends when your brighter days begin.

Payment calculator

Easily Compare Payment Plans

The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

Enter values to review different payment plans.

  • Mandatory fields outlined in red.
  • Mouseover the “?” icon for descriptions.

This calculator uses the following interest rates:

  • Regular repayment: 17%
  • Consolidation Loan: 12%
  • Orderly payments: 5%
  • Consumer proposal: 0%
  • Bankruptcy: 0%

Total Regular Payments:

To see your debt repayment options please enter values in the form above.

Consolidation Loan:

To see your debt repayment options please enter values in the form above.

Orderly Payment of Debt:

To see your debt repayment options please enter values in the form above.

Consumer Proposal:

To see your debt repayment options please enter values in the form above.

Bankruptcy:

To see your debt repayment options please enter values in the form above.

Ask an Expert

Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177