Our response to COVID-19. Learn more.

Book an
Appointment

Payment Calculator

Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

Toll free Alberta wide

1.877.944.1177

Our Process

You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

Our process ends when your brighter days begin.

Payment Calculator

Easily Compare Payment Plans

The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

Enter values to review different payment plans.

Mandatory fields outlined in red.
Mouseover the “?” icon for descriptions.

Repayment term:

Enter your total unsecured debt: ?

Monthly Net Income After Tax: ?

Spousal Monthly Net Income After Tax: ?

Monthly Non-Discretionary Expenses: ?

Number of People in Household: ?

Previously Bankrupt

Not Previously Bankrupt

This calculator uses the following interest rates:

Regular repayment: 17%
Consolidation Loan: 12%
Orderly payments: 5%
Consumer proposal: 0%
Bankruptcy: 0%

Total Regular Payments:

Fill in form fields to see repayment options.

Consolidation Loan:

Fill in form fields to see repayment options.

Orderly Payment of Debt:

Fill in form fields to see repayment options.

Consumer Proposal:

Fill in form fields to see repayment options.

Bankruptcy:

Fill in form fields to see repayment options.

Ask an Expert

When Faber invites you to ask an expert, we’re talking about our Licensed Insolvency Trustees (LITs). LITs are qualified, federally regulated experts who are held to a high standard of professional conduct and code of ethics when providing services and performing their duties.

LITs are the only professionals authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies.

When you seek advice from an LIT, whether in our offices or online, you can be confident that you are dealing with someone who has the knowledge, experience and skills to be granted a license from the Office of the Superintendent of Bankruptcy.

Any questions?

Our Team

We’re a team who genuinely cares.

Faber Inc. is made up of friendly and trusting professionals devoted to giving our clients the guidance and debt solutions they need to overcome their financial challenges. We have helped thousands of individuals and corporations receive a fresh financial start, and would be happy to have the opportunity to do the same for you. We’ll work hard to earn your trust and respect, and give you the tools you need to start building toward a brighter future.

When you choose Faber, you’re choosing a path toward financial freedom that is qualified, respectful and non-judgemental. Our only job is to help you get back on track again.

Meet the Faber Inc. team.

Dan Faber Bankruptcy Professional

Dan Faber, CPA, CA, CIRP, LIT

Executive Director

Years of Experience:

33

Dan McDicken Bankruptcy Professional

Dan McDicken, CIRP, LIT

President and CEO

Years of Experience:

36

Karen Horvath, CIRP, LIT

Vice President

Years of Experience:

31

Melanie Leigh, CIRP, LIT

Vice President

Years of Experience:

27

Duncan McNabb, CPA, CA, CIRP, LIT

Consultant - Grande Prairie Office

Years of Experience:

16

Muthussir Saleem

Muthussir Saleem, CPA, CA

Senior Analyst

Years of Experience:

9

Michael Wentland Bankruptcy Professional

Michael Wentland, CPA, CMA

Corporate Recovery Analyst

Years of Experience:

9

Candas Klaczek Bankruptcy Professional

Candas Klaczek

Analyst

Years of Experience:

6

Delphine Beleh Bankruptcy Professional

Delphine Beleh, MSc.

Senior Analyst

Years of Experience:

11

Fern Auger Bankruptcy Professional

Fern Auger, CIRP

Senior Analyst

Years of Experience:

24

Justin McGuckin Bankruptcy Professional

Justin McGuckin

Analyst

Years of Experience:

15

Kyle Shouldice, CPA, CA

Controller

Years of Experience:

9

James Ghaida

Analyst

Years of Experience:

3

Mark Bigam

Estate Accounting and Banking / Office Manager

Years of Experience:

29

Elaine Patka

Senior Analyst

Years of Experience:

17

Sofia Kourtesis

Analyst

Years of Experience:

5

Book an
Appointment

Payment calculator

Our Process

You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

Our process ends when your brighter days begin.

Payment calculator

Easily Compare Payment Plans

The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

Enter values to review different payment plans.

Mandatory fields outlined in red.
Mouseover the “?” icon for descriptions.

Repayment term:

Enter your total unsecured debt: ?

Monthly Net Income After Tax: ?

Spousal Monthly Net Income After Tax: ?

Monthly Non-Discretionary Expenses: ?

Number of People in Household: ?

Previously Bankrupt

Not Previously Bankrupt

This calculator uses the following interest rates:

Regular repayment: 17%
Consolidation Loan: 12%
Orderly payments: 5%
Consumer proposal: 0%
Bankruptcy: 0%

Total Regular Payments:

To see your debt repayment options please enter values in the form above.

Consolidation Loan:

To see your debt repayment options please enter values in the form above.

Orderly Payment of Debt:

To see your debt repayment options please enter values in the form above.

Consumer Proposal:

To see your debt repayment options please enter values in the form above.

Bankruptcy:

To see your debt repayment options please enter values in the form above.

Ask an Expert

Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

Toll free Alberta wide

1.877.944.1177