Blog

How Income Tax Debt Occurs and What Happens When You Can’t Pay
Tax season has this tendency to sneak up on us every year. The filing deadline for individuals—April 30, 2019—will be here before you know it, and if you haven’t filed in a year or more, it’s a good idea to start getting all your ducks in a row … Read more

Financial Stresses of Divorce
The cost of living is a major concern for Albertans, which is made higher when a marriage breaks down. When a couple divorces, there are potentially substantial legal fees involved in resolving how to split assets and debt, and income … Read more

How the Oil Shock Has Impacted Canada’s Job Market
The decrease in oil prices is a bonus for consumers, but for those in the oil industry, these lower prices mean higher unemployment rates … Read more

Understanding Your Credit Score
Your credit score is a very important aspect of your financial health. It is a measure lenders consider to be your default risk, as the risk premium that must be added to the price at which you borrow … Read more

Protecting Against Identity Theft and Fraud
Identity theft is the fastest growing type of fraud in Canada. It refers to the unauthorized attainment, possession or trafficking of personal information or the unauthorized use of information to create a false identity … Read more

Identifying Compulsive Shopping and What to Do About It
Getting into the habit of spending is very easy to do and it explains why many people have surmounting credit card debt. Advertising is effective and everywhere, and there seemingly unlimited choices available to tempt us … Read more

Calgary Layoffs
Oil and gas prices are translating to particularly rough times for the oil and gas workers affected even though drivers may be pleased to see the lower numbers on the signs outside their local gas stations … Read more

Alberta Job Market Takes Its Toll, but You Can Survive
The Alberta government recently released their labour force statistics for March 2015 and the numbers were grim. With the unemployment rate … Read more

Buried in Debt: How to Know It’s Time to Talk with an Insolvency Professional
For years, you’ve been completely independent, able to pay all your bills on time. But now, your life has been thrown for a loop, and you find yourself in a desperate financial situation. … Read more

Is Bankruptcy Right for You? 3 Points to Consider Before Filing
Dealing with debt is like swimming in the ocean during a storm: sometimes you’ll just barely keep your head above water and other times you’ll be drowning … Read more