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Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177








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    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Insolvency: What to Expect

    Unfortunately, bankruptcy is a reality for many businesses and individuals. Although the prospect of bankruptcy is alarming, it needn’t be completely overwhelming. Being aware of the process will give you a peace of mind. It will also help you feel confident facing your financial dilemmas.

    Consumer/Personal Insolvency

    To be insolvent means you are no longer able to pay debts. If such is the case, you’ll probably want to declare bankruptcy. Here are things to be aware of when going through a personal bankruptcy:

    • Different debts are treated differently in bankruptcy: some debts are discharged once you declare bankruptcy. Other debts (alimony and child support) cannot be discharged.
    • Some assets can be retained after filing for bankruptcy. People make the assumption that all assets will be taken away when bankruptcy is declared. This is untrue.
    • Bankruptcy remains on your record for up to seven years. You should not take the notion of bankruptcy lightly. Another thing to be aware of is that Equifax and TransUnion generally keep your bankruptcy on file for six to seven years, depending on which province you live in.
    • Bankruptcy remains on your permanent record. Even after your bankruptcy is discharged, it will remain on your credit score for several years. If asked, you will need to disclose your bankruptcy for the rest of your life. The good news is, you will be able to rebuild your credit over time.
    • Credit can be rebuilt after bankruptcy. Once your bankruptcy has been discharged, you will be offered credit again. Because you will be in the rebuilding stages, you might not be offered the best rates. While this may be discouraging, remember that it’s designed to let you start over and do it the right way this time.

    While you may be losing assets along the way, remember that bankruptcy is a fresh start. The process of bankruptcy allows you to have an opportunity to gain valuable skills and start on a new path—the path to financial success. You can trust Faber as your bankruptcy professionals. Call us any time to schedule a free, initial consultation with a licensed trustee.

    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Book an Appointment

    Is it time for us to meet?

    If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

    The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

    We’re looking forward to taking the stress off your shoulders and helping you live life again.

    1.877.944.1177








      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.