COVID-19 Update: During the pandemic all meetings can be done virtually from the comfort of your own home.

Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177








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    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Warning Signs

    Nowadays, accumulating debt is part of the norm. With more and more of our income being consumed by basic living costs—housing, food, utilities, transportation, to name a few—less remains for other important things such as retirement, savings, education and much-needed vacations.

    When an unexpected event such as illness, injury or job loss occurs, or unexpected home or vehicle repairs arise financial resources become stretched to the limit. It is during these occasions that we rely on credit to get through, financially. Paying down the accumulated debt quickly and effectively isn’t always possible though.

    It’s important to recognize the warning signs of financial stress before your debt spirals out of control:

    • You have little or no savings.
    • You are living from paycheck to paycheck.
    • You only make the minimum payments on your credit cards.
    • You are always using your overdraft.
    • You are falling behind on essential living expenses such as your gas, power, cable, internet and telephone.
    • You use credit to pay for your basic living needs such as rent, food, clothing, transportation and medication.
    • You obtain cash advances from one credit card to pay another credit card.
    • You take regular cash advances from your credit cards and/or borrow money from friends and family to make it from one payday to the next.
    • You have little to no money left over after making all of your credit card and loan payments.
    • Creditors, bill collectors or collection agencies are calling you to demand payment for your overdue bills.
    • Your debts are causing you to feel stressed, overwhelmed, helpless or hopeless.
    • You are experiencing health, work or relationship problems as a result of your financial situation.
    • Your wages are being garnisheed or your bank account or assets have been seized.

    If you answered yes to any of these questions, you may be progressing towards financial troubles, or already be knee deep in it. The good news is that immediate help is available.

    Learn how to get out of debt.

    Talk to us today to find out how we can help you reduce or eliminate your debt and work with you to create a money management plan. We’ll review your options and discuss the best debt restructuring plan to give you a fresh financial start.

    Thanks for making me feel so comfortable.

    Karen B.

    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Book an Appointment

    Is it time for us to meet?

    If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

    The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

    We’re looking forward to taking the stress off your shoulders and helping you live life again.

    1.877.944.1177








      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.