Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177








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    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Payment Calculator

    Easily Compare Payment Plans

    The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

    We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

    Enter values to review different payment plans.

    • Mandatory fields outlined in red.
    • Mouseover the “?” icon for descriptions.

    This calculator uses the following interest rates:

    • Regular repayment: 17%
    • Consolidation Loan: 12%
    • Orderly payments: 5%
    • Consumer proposal: 0%
    • Bankruptcy: 0%
    Total Regular Payments:

    Fill in form fields to see repayment options.

    Consolidation Loan:

    Fill in form fields to see repayment options.

    Orderly Payment of Debt:

    Fill in form fields to see repayment options.

    Consumer Proposal:

    Fill in form fields to see repayment options.

    Bankruptcy:

    Fill in form fields to see repayment options.

    Ask an Expert

    When Faber invites you to ask an expert, we’re talking about our Licensed Insolvency Trustees (LITs). LITs are qualified, federally regulated experts who are held to a high standard of professional conduct and code of ethics when providing services and performing their duties.

    LITs are the only professionals authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies.

    When you seek advice from an LIT, whether in our offices or online, you can be confident that you are dealing with someone who has the knowledge, experience and skills to be granted a license from the Office of the Superintendent of Bankruptcy.

    Any questions?


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      Get Your Finances in Order for the New Year

      New Year. New Beginnings.

      How about 2020, hey? While the world may not be able to agree on many things, we are pretty confident that the general public is more than happy to usher in a new year, ripe with fresh possibilities and renewed hope. It’s also a time to reflect on lessons, set goals and spark the inspiration you need to dig deep and take the necessary steps to improve your wellbeing.

      This year, resolutions might look a little different. Instead of learning how to bake (we all did that in quarantine), or learning how to garden (we did that, too) or taking time to travel (we can’t do that just yet), many people are now looking to position themselves for greater resiliency and growth. This might mean changing up those traditional resolutions and adding financial fitness to your list.

      While making resolutions can be intimidating and getting your finances in order can feel extra daunting, just remember that you survived 2020. You can do hard things. For some extra help, however, we have included seven steps to make improving your finances a little more palatable:

      1. Give yourself a high five for all the healthy budgetary decisions you made in 2020. This year, we learned that we can budget, we can prioritize spending and we can cut back our expenses. Congratulate yourself on your victories and give yourself the motivation to keep working to get your finances in order.
      2. Write your goals down! It sounds silly but studies reinforce that the physical act of writing down your financial goals can help you intellectually engage and emotionally connect with the results you want to achieve.
      3. Start a budget (if you don’t have one already). This is the least fun step, but it is super important. Super important (it’s worth repeating). Look at your salary, debt, fixed and variable expenses and take the time to figure out how you’re spending and how you can better manage your money to meet your short and long-term goals. Often times, people aren’t aware of where their money is going. This makes it far too easy to get lost. Think of starting a budget like getting in the driver’s seat and steering yourself in the right direction. If you prefer a baking analogy, think of it like measuring the ingredients. If you prefer sports analogies, think of it like having a game plan. You get the idea.
      4. Track your spending. Make a habit of tracking your spending every month to make sure you are meeting your financial goals.
      5. Don’t take on more debt. The debt cycle can be a vicious one, but if you’re experiencing financial challenges it’s advisable not to take on additional debt.
      6. Get informed. When it comes to government support, different financial products, interest rates and your rights and responsibilities, it’s important to know what you’re entitled to and what you’re in for. Ask questions, seek help and always read the fine print.
      7. Know you’re not alone. Debt has historically felt stressful, lonely and even embarrassing. The shame surrounding debt has made it harder for individuals to reach out and ask for financial help. That’s all coming to an end. It’s a new year and we’re ending the stigma. The reality is that many Canadians are experiencing financial challenges and seeking help is a brave, proactive way to forge ahead and find the solutions you need to achieve a debt free tomorrow.

      Have more questions? Contact us. Our experienced Licensed Insolvency Trustees are happy to help you ring in a very merry and very bright 2021.

      Our Process

      You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

      First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

      Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

      Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

      After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

      After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

      When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

      Our process ends when your brighter days begin.

      Payment calculator

      Easily Compare Payment Plans

      The payment calculator is a tool to provide you with a preliminary overview and comparison of the 5 different restructuring plans available for your consideration in determining the restructuring plan that is best for you. The 5 restructuring plans include maintaining regular monthly payments to creditors, consolidation loans, orderly payment of debts, consumer proposals and bankruptcy. The calculator is not comprehensive or exhaustive and is intended for demonstration and discussion purposes only. There are many additional factors and variables that require consideration that are beyond the scope and capabilities of the calculator.

      We invite you to contact our office to schedule your free, confidential, no obligation consultation to review your unique financial situation and to further evaluate the restructuring plan best suited to your unique financial situation to eliminate your debt and provide you with the fresh financial start you deserve.

      Enter values to review different payment plans.

      • Mandatory fields outlined in red.
      • Mouseover the “?” icon for descriptions.

      This calculator uses the following interest rates:

      • Regular repayment: 17%
      • Consolidation Loan: 12%
      • Orderly payments: 5%
      • Consumer proposal: 0%
      • Bankruptcy: 0%

      Total Regular Payments:

      To see your debt repayment options please enter values in the form above.

      Consolidation Loan:

      To see your debt repayment options please enter values in the form above.

      Orderly Payment of Debt:

      To see your debt repayment options please enter values in the form above.

      Consumer Proposal:

      To see your debt repayment options please enter values in the form above.

      Bankruptcy:

      To see your debt repayment options please enter values in the form above.

      Ask an Expert

      Book an Appointment

      Is it time for us to meet?

      If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

      The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

      We’re looking forward to taking the stress off your shoulders and helping you live life again.

      1.877.944.1177








        This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.