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Book an Appointment

Is it time for us to meet?

If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

We’re looking forward to taking the stress off your shoulders and helping you live life again.

1.877.944.1177








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    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    The Cost of Debt Shame

    Most Canadians have it. Most Canadians are embarrassed by it. And yet most Canadians refuse to talk about it. Any guesses as to what “it” is? Debt! Consumer debt, corporate debt, even the nation’s debt.

    It’s all over the news and social media, and it continues to be a key and growing concern for our economy. Nevertheless, very few people are comfortable enough to discuss their individual financial situations. In fact, many find it to be one of the most taboo topics around.

    In a 2017 Money Matters report, 68% of Americans said they would rather talk about their weight than their finances. In another article, it was revealed that 69% of parents would opt to talk to their teens about sex over investing, and 44% said they would rather discuss death, politics, or religion than a loved one’s personal financial situation.

    Silence Isn’t Always Golden

    While it’s understandable that the topic of money woes can be uncomfortable (or even downright painful), the secrecy and shame surrounding debt make it harder for individuals to reach out and ask for help. The long-term consequence of silence and inactivity aren’t pretty:

    • Money is the number one topic couples argue about and the second leading cause of divorce. Check out our latest blog on this topic for more.
    • Anxiety, sleeplessness, stress and depression are common by-products of financial hardship. Many studies acknowledge the strong link between financial health and mental health. In fact, one report claims that 41% of Canadians rank money as their greatest stress.
    • Finally, not asking for help – and learning how to work towards greater financial freedom – can cause debt to grow, the aforementioned problems to worsen, and the vicious cycle to continue.

    Find Your Voice & Ask For Help

    If you’re quietly struggling and secretly overwhelmed with debt shame, here are some things to consider:

    • You aren’t alone. The average Canadian owes about $1.70 for every dollar of income he or she earns per year. Knowing your friends, family and neighbours are in similar situations may help to alleviate the sense of shame and isolation that debt can cause.
    • Say goodbye to shame & move on with your game. Everyone is dealing with their individual challenges, which are, in fact, opportunities to learn, grow, improve and curate the life you want to lead. If you’ve made money mistakes in the past, you have the insight you need to correct course for the future.
    • Hiding your debt won’t make it go away. While it would be wonderful for money trees to magically grow in backyards, financial strife doesn’t generally resolve on its own. Planning, budgets, goal setting and hard work are typically required to overcome debt. Keeping it a secret can make it harder to reach out and get the help you need.

    While we don’t advocate sharing sensitive financial information with everyone, we do believe that asking for confidential, judgment free professional help  is a brave way to forge ahead and find the personal solutions you need to achieve a debt free tomorrow.

    Our Process

    You’ve made the difficult decision to explore personal or corporate debt restructuring and now you’re wondering, “What happens next?”

    First, let us say congratulations. It isn’t always easy deciding that you need assistance, but it’s more common than you know and the earlier you start, the better the chance for a positive outcome.

    Next, understand that we want to make the entire process as easy and positive as possible. We will never judge or pressure you; we are only here to help.

    Our process begins with information gathering. We have a responsibility to collect as many details about your financial situation as possible so we know exactly what we’re dealing with.

    After we have collected the information, our team, including a Licensed Insolvency Trustee, will determine the most advantageous option and present it to you, carefully explaining all of the pros and cons.

    After that, you are certainly welcome to take the information home and think about it to see if you have any further questions.

    When you make the decision to proceed, our experts do the heavy lifting and work with you, side by side, until the project is completed.

    Our process ends when your brighter days begin.

    Book an Appointment

    Is it time for us to meet?

    If you’re thinking about booking an appointment, then you’ve already taken the first step by deciding you need help or advice with your personal or corporate debt. That’s often the most difficult step. We understand and we’re here to help.

    The sooner we meet, the greater the likelihood of a positive outcome. Call our toll free number, call the number of the office closest to you, or send us an email by filling in the form below.

    We’re looking forward to taking the stress off your shoulders and helping you live life again.

    1.877.944.1177








      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.